Terms of Use

Effective Date: December 1, 2025

Welcome to NGEX (“NGEX,” “we,” “our,” or “us”). These Terms of Use govern your access to and use of our websites, platforms, applications, directories, data products, media, newsletters, and experience-based services (collectively, the “Services”). By accessing or using NGEX, you agree to be bound by these Terms.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services. By using NGEX, you represent that you meet this requirement.

2. Scope of Services

NGEX provides platforms and services focused on Nigerian and African diaspora data, insights, directories, media, research, and immersive experiences. Some Services may be free, while others may require payment or subscription.

3. User Accounts

4. Acceptable Use

You agree not to:

5. Intellectual Property

All content, data, trademarks, logos, designs, software, and materials on NGEX are owned by or licensed to NGEX and are protected under applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.

6. User-Generated Content

By submitting content (including listings, reviews, comments, or media), you grant NGEX a non-exclusive, worldwide, royalty-free license to use, display, distribute, and reproduce such content in connection with the Services.

7. Payments and Subscriptions

Paid Services may be subject to fees, billing terms, and renewal conditions disclosed at the point of purchase. All payments are non-refundable unless expressly stated otherwise.

8. Third-Party Services and Links

NGEX may include links to third-party websites or services. We are not responsible for the content, policies, or practices of third parties.

9. Disclaimers

The Services are provided on an “as is” and “as available” basis. NGEX makes no warranties, express or implied, regarding accuracy, reliability, or fitness for a particular purpose.

10. Limitation of Liability

To the maximum extent permitted by law, NGEX shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services.

11. Indemnification

You agree to indemnify and hold harmless NGEX from any claims, damages, liabilities, and expenses arising out of your use of the Services or violation of these Terms.

12. Termination

We may suspend or terminate your access to the Services at any time for violation of these Terms or applicable laws.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws of the United States, Nigeria, and other relevant jurisdictions, without regard to conflict of law principles.

14. Changes to Terms

We may update these Terms from time to time. Continued use of the Services after changes constitutes acceptance of the revised Terms.