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  • Trump’s “Country of Concern” designation for Nigeria – what the Nigerian Diaspora should know and do

    Trump’s “Country of Concern” designation for Nigeria – what the Nigerian Diaspora should know and do

    Nigeria was recently declared a “country of particular concern” by President Donald Trump, who cited alleged threats to Christians in the country and publicly threatened possible U.S. military intervention to combat terrorism and protect religious minorities. This development is highly consequential for Nigeria, its global reputation, and the diaspora community. 

    Below is a concise, practical brief for the Nigerian diaspora – what happened, why it matters, and how the Diaspora can turn this moment into positive, strategic engagement by responding in ways that protect communities, increase leverage, advocacy, and engagement. 

    On October 31, 2025, President Trump announced that Nigeria would be added to the U.S. State Department’s “Countries of Particular Concern” list, citing claims that Christianity faces an “existential threat” due to attacks from radical Islamist groups. He further warned that if the Nigerian government failed to protect Christians, the U.S. could halt all aid and possibly mount swift military intervention, “guns-a-blazing,” against terrorist factions. He also ordered the Pentagon to “prepare for possible action” and said that U.S. troops or air strikes could be used to stop groups that are targeting Christians.

    Nigeria’s Response

    Nigeria’s government strongly rejected these claims, pointing out that violence affects all faiths, and that security challenges are not exclusive to any one religion. Some American and global observers debate the factual basis for Trump’s claims, with some stressing the need for nuanced discussion over simple narratives of religious persecution. However, there are also other voices – Christian groups, Nigerian citizens, some U.S legislators, etc that are strongly insisting that Christian genocide is occurring in Nigeria. 

    $
    Billion
    Remittances from USA to Nigeria (2021)
    %
    Have a Bachelors Degree or Higher (Nigerians in USA)

    Key Points the Nigerian Diaspora Should Know

    • Designating Nigeria as a “Country of Particular Concern” adds Nigeria to the watchlist under the International Religious Freedom Act. This creates diplomatic pressure and can result in more scrutiny, strained diplomatic relations, or even travel restrictions but does not automatically mean military action. 
    • Threats of military intervention raise the stakes for both U.S.-Nigeria relations and the Nigerian diaspora’s advocacy work.​
    • Many American and global observers debate the factual basis for Trump’s claims, with experts stressing the need for nuanced discussion over simple narratives of religious persecution. However, there are lot of voices – Christian groups, Nigerian citizens, some U.S legislators, etc that are strongly insisting that Christian genocide is occurring in Nigeria. 
    • President Trump publicly said he had asked the Pentagon to prepare options and stated that options could include “boots on the ground” or air strikes. 

    Why the Nigerian Diaspora should pay attention

    • Policy cascades quickly: A CPC designation can change how bilateral aid, visas, and security cooperation are handled. That affects NGOs, businesses, students and health programs operating in Nigeria. 
    • Narrative & media framing matters: Global media coverage affects investment, remittances perceptions, and the credibility of local institutions. The story circulating abroad may influence political responses in host countries. 
    • Risk of escalation:  Troubling rhetoric about “military action” raises the risk of diplomatic friction and could have security consequences if poorly managed.

    How the Nigerian Diaspora Can Respond: Teachable Moments and Strategic Engagement

    Turn Crisis into Strengthened Influence

    • Invest in institutions: support independent media, legal aid, and local reconciliation programs so Nigerian institutions become more resilient and credible on the global stage.

    Seize the Opportunity to Increase Advocacy

    • Engage U.S. lawmakers and policymakers. Share lived experiences, affirming that the Nigerian diaspora is a bridge for understanding that can be leveraged to for the benefit of the host communites and Nigeria. 

    Target media outreach to challenge simplistic headlines, using op-eds, interviews, and social media to provide credible, factual accounts of the realities on the ground. 

    Build Leverage Through Unity

    • Cultivate coalitions across faith groups, civil society, professional associations and business chambers to present unified asks and advocate for both U.S. support and Nigerian reform. Single community voices is easy to dismiss; a cross-sector coalition is harder to ignore.

    Highlight the diaspora’s contributions of over $20 billion in remittances annually, community-building, and cross-cultural innovation.​

    Promote Civic Education and Dialogue

    • Utilize this crisis as a moment to educate host communities about the complex religious and social landscape in Nigeria. Host town halls, webinars, and run webinars, publish briefings and white papers and also empower diaspora youth and second-generation voices to participate in image-building and policy advocacy.

    Final Thoughts and Recommendations

    This moment is volatile and fraught, however it offers the opportunity for the Nigerian diaspora to step up and lead as powerful advocates. Nigerians in the USA are the largest black immigrant group in the USA but have not demonstrated significant advocacy for issues that are of concern to them.   

    The diaspora should use this crisis as an opportunity to educate host communities about the religious and social landscape in Nigeria. Host town halls, webinars, publish briefings and white papers and also empower diaspora youth and second-generation voices to participate in constructive image-building and policy advocacy.

    By engaging more in advocacy, stressing for the provision of credible data, unity, persistent outreach and multifaceted engagement; the Nigerian diaspora can ensure that Nigeria’s story is told in the true light, and that host support is available for mutual benefit of the host countries and Nigeria.

  • New Tax Reforms in Nigeria for 2026: What the Nigerian Diaspora Need to Know

    New Tax Reforms in Nigeria for 2026: What the Nigerian Diaspora Need to Know

    Overview

    The Nigerian Tax Reforms, scheduled to begin in January 2026, represent the most comprehensive overhaul of the tax system since 1999, focusing on streamlining tax rates, expanding reliefs, and harmonizing fragmented tax laws. For members of the Nigerian diaspora, these changes bring significant clarifications regarding remittances, foreign-earned income, and investment, aiming to protect genuine support inflows and encourage engagement in national development.

    The reforms introduce progressive tax rates, expand reliefs for low-income earners, and clarifies what is and isn’t taxable for Nigerians in the Diaspora.​

    Start Date

    January 1, 2026

    Critical Factors

    183 day rule

    Determines if all your income is taxed in Nigeria or not

    The Big Picture: What’s Changing?

    Starting January 2026, Nigeria is consolidating over a dozen fragmented tax laws into a streamlined system designed for transparency, fairness, and ease of compliance. The reforms introduce progressive tax rates, expand reliefs for low-income earners, and most importantly clarify for the diaspora what is and isn’t taxable .​

    Key changes for individuals include:

    • Zero tax for annual incomes up to ₦800,000​
    • Progressive rates from 15% to 25% based on income brackets​
    • New rent relief capped at ₦500,000 or 20% of annual rent​
    • Raised exemption for job loss compensation from ₦10M to ₦50M​
    • Clear guidelines protecting genuine remittances from taxation​

    2026 Nigerian Tax Reform: Progressive Tax Rates by Income Bracket

    The reforms roll out in phases throughout 2026, giving everyone time to understand and prepare. 

    1. The Good News: Your Foreign Income is Safe and NOT taxed.

    The most important takeaway for non-resident Nigerians is this: The new tax laws do not tax your foreign earned income or remittances.

    The core principle of the reform is that Tax Residency, not citizenship, determines your tax obligation in Nigeria. Taiwo Oyedele, Chairman of the PFPTRC, has repeatedly confirmed this: “Income earned abroad and brought into Nigeria by a non-resident individual is now specifically exempted from tax in Nigeria, regardless of the source or nature of the income. Diaspora remittances or investments are not subject to these new taxes.”

    This explicit exemption removes a major source of ambiguity and is a significant win for diaspora confidence and investment.

    What does get taxed? Income derived from Nigerian sources are taxed, such as business profits, rental income from properties you own, or returns on investments that you have in Nigeria. But even here, Double Taxation Agreements (DTAs) with most major countries protect you from being taxed twice on the same income.

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    2. The Critical Factor: The 183-Day Rule

    While your foreign income is exempt, your status as a Non-Resident Individual (NRI) is not automatic. It is determined by the 183-Day Rule.

    Under the new law, you are considered a Nigerian Tax Resident (TRI) if you are physically present in Nigeria for 183 days or more (in aggregate) within any 12-month period. Crucially, this period includes all days of leave and temporary absence.

    If you are present in Nigeria for 183 days or more, you are classified as a Tax Resident and become liable to pay tax, in Nigeria, on your Worldwide Income.

    If you are present in Nigeria for less than 183 days, you are considered a Non-Resident Individual (NRI) and are not liable to pay tax on your Worldwide Income.

    Who Needs to Pay Attention?

    While people sending remittances can breathe easy, three diaspora profiles should pay closer attention:

    • Diaspora Investors: If you own properties, stocks, or businesses in Nigeria generating income, you’ll need to report and pay taxes on those earnings according to the new progressive rates. The good news? Double Taxation Agreements (DTAs) mean if you’ve already paid tax abroad, you can get relief.​
    • Remote Workers: If you work remotely for international companies but your work is managed from Nigeria, you may be reclassified for tax purposes. Documentation becomes crucial here. So you should keep clear records of your employment status and income sources.​
    • Property Owners: Real estate investments remain attractive, but you’ll need to disclose properties and pay capital gains tax when applicable. The new guidelines aim to make this process more transparent and straightforward

    Reporting Requirements

    • Self-reporting is required for all individuals; guidelines will clarify taxable versus non-taxable inflows.​
    • Property owners must disclose real estate and capital gains for taxation at progressive rates.​
    • Remote workers who operate businesses abroad but are managed from Nigeria may be reclassified as Nigerian entities for tax purposes.
    Who Needs to Pay Attention?

    While people only sending remittances can breathe easy, three diaspora profiles should pay closer attention:

    Diaspora Investors: If you own properties, stocks, or businesses in Nigeria generating income, you’ll need to report and pay taxes on those earnings according to the new progressive rates. The good news? DTAs mean if you’ve already paid tax abroad, you can get relief.​

    Remote Workers: If you work remotely for international companies but your work is managed from Nigeria, you may be reclassified for tax purposes. Documentation becomes crucial. So you should keep clear records of your employment status and income sources.​

    Property Owners: Real estate investments remain attractive, but you’ll need to disclose properties and pay capital gains tax when applicable. The new guidelines aim to make this process more transparent and straightforward.

    Practical Steps for Compliance and Protection

    To remain compliant and protect your financial interests under the new regime, follow these steps:

    Assess Your Situation

    • Determine if you have Nigerian-sourced income. If you’re only sending money home to family, you’re in the clear. If you own businesses or properties generating income, you should pay more attention to the new rules.

    Track Your Travel Meticulously

    • Action: Keep a meticulous record of all entry and exit dates to Nigeria.
    • Why: This is your primary defense against being mistakenly classified as a Tax Resident. If your total stay approaches the 183-day limit, consult a tax professional immediately.

    Document Your Funds Clearly

    • Action: Maintain separate bank accounts for foreign and Nigerian income. When remitting funds, clearly label the purpose (e.g., “Family Support,” “Investment Capital”).
    • Why: Clear documentation proves the source of your funds, supporting your claim for exemption as an NRI.

    Verify Withholding Tax (WHT) Credit:

    • Ensure that companies paying dividends or interest in Nigeria provide proper documentation for the WHT they deduct, as this may count as your final tax.

    Leverage Double Taxation Agreements (DTAs)

    • Nigeria has DTAs with over a dozen countries, including Canada, China, France, the Netherlands, South Africa, and Spain.
    • If you have Nigerian-sourced income (e.g., rental income), a DTA allows you to claim a tax credit in your country of residence for the tax paid in Nigeria, preventing the same income from being taxed twice.

    Consult the Right Experts

    • Seek advice from an international tax specialist familiar with both Nigerian tax law and the laws of your country of residence.

    Register and Stay Informed

    • Nigerian-Sourced Income: If you derive income from Nigeria, you must register for a Tax Identification Number (TIN) and ensure all withholding taxes are properly remitted.
    • Digital Platforms: Monitor the official website of the PFPTRC (fiscalreforms.ng) and the Federal Inland Revenue Service (FIRS) for official circulars and digital compliance tools
    • Join diaspora-focused forums, subscribe to newsletters and updates from Diaspora focused organizations like NGEX, attend webinars and listen to podcasts that explain the tax reforms

    Nigeria’s 2026 tax reforms protect genuine remittances, and encourage meaningful engagement. Some in the Diaspora will face new reporting requirements, but most diaspora Nigerians will continue supporting family and community exactly as before, with zero tax implications.​

    The key is staying informed, documenting properly, and seeking guidance when needed. Your contributions to Nigeria’s economy and your loved ones’ well-being remain valued and protected.

    Disclaimer

    This post is for informational purposes only and does not constitute legal or financial advice. All hypothetical scenarios and any estimated financial impacts are for illustrative purposes only. You should consult with a qualified tax professional to assess your specific tax obligations.

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  • How teenage Nigerians in the Diaspora use technology

    How teenage Nigerians in the Diaspora use technology

    In our hyper-connected world, technology is more than just a tool—it’s a bridge. For teenage Nigerians living outside their homeland, this digital bridge is vital. It helps them stay rooted in their culture, build unique identities, and seize global opportunities. Here we explore the multifaceted ways in which these young individuals leverage technology, examine their digital habits, the platforms they frequent, and the profound impact of technology on their cultural connection and identity formation and why their digital habits matter to everyone from corporations to governments. 

    The Nigerian Diaspora Landscape
    The Nigerian diaspora is a vibrant and growing community, with an estimated 17 million individuals residing across the globe in 2024. The United States alone is home to approximately, 760,000 people of Nigerian descent, while the UK has approximately 270,768 people of Nigerian descent and there are large populations of Nigerians in many other countries around the world. In the USA, 26% of the Nigerian Diaspora population is below 17 years old

    Nigerians in the USA demographic 2023
    A Digital Generation: How They Use Tech
    Today’s young Nigerians in the diaspora are true digital natives just like other young citizens around the world. They’re almost constantly online, with many spending over seven hours a day on screens accounting for about 43 % of a teenager’s waking hours. Social media is their playground, with platforms like TikTok and YouTube leading the charge. In fact, Nigerian Diaspora teens spend more time on TikTok than on Instagram and Snapchat combined. This generation thrives on video-first, authentic content, and they’re increasingly comfortable with AI integrated into their favorite apps.

    Beyond entertainment, these young people are savvy. They’re embracing social commerce, with nearly half of Gen Z planning to make more purchases directly through social media this year. Many are also using VPNs, like when TikTok was banned in the USA, teens in the USA used VPN’s to access TikTok in other countries, showing an ability to access content that they desire even when restrictions are in place.

    Virtual Communities: Diaspora Nigerian teens join online forums, Discord servers, and Telegram groups, participating in discussions about pop culture, music, fashion, and current events. These online hubs foster a sense of community and belonging, and often become launchpads for creative collaborations and entrepreneurial ventures.

    Leveraging Artificial Intelligence: Artificial intelligence tools are increasingly mainstream among this demographic:

    • AI for Productivity: Teens use AI like ChatGPT to improve writing, design, and coding projects, boosting efficiency in both schoolwork and creative endeavors.
    • AI-Assisted Content Creation: Tools that generate art, edit videos like CapCut, or automate repetitive online tasks are commonly used, enabling new forms of self-expression and entrepreneurship.

    Beyond Their Own Wallets: The Influence on Parental Purchases

    It’s not just about what teenage Nigerians in the diaspora buy for themselves; their influence extends significantly to their parents’ purchasing decisions and preferences. These tech-savvy youth often serve as digital navigators for their families, introducing new technologies, trends, and brands. They are key influencers in household decisions ranging from electronics and entertainment subscriptions to travel destinations and even financial services. Their exposure to global trends and their strong connection to their Nigerian heritage create a unique blend of preferences that can shape family consumption patterns.

    Digital-First
    Intergenerational influence
    Community
    Transparent Communication
    Culturally Relevant Content

    Culture and Identity in the Digital Age

    Technology is a powerful force in helping young Nigerians abroad maintain their cultural heritage. Social media platforms like WhatsApp and Instagram are crucial for staying connected with family and friends back home and within the wider diaspora. These platforms foster vibrant online communities where cultural expressions, languages, and traditions are shared and celebrated.

    Innovative EdTech startups, some also founded by Nigerians in the diaspora, have developed platforms that teach Nigerian languages like Yoruba, Igbo and Hausa, making them accessible to diaspora families and young learners who are interested in keeping up with their linguistic roots. NGEX has also launced a Diaspora Immersive Program that gives families with young children of Nigerian descent an opportunity to have a deep and authentic connection to their roots. Through the Summer in a Nigerian school program, enrollment, cultural excursions in Nigeria, business visits, and leadership engagements, participants gain a comprehensive experience of life in Nigeria

    This program makes it easier for young people to learn and preserve their linguistic roots, in an attempt to ensure that they remain connected to their Nigerian heritage and language. 

    Why This Matters: Opportunities for Engagement
    As the first truly digital-native segment of the Nigerian Diaspora, this demographic holds immense potential for various stakeholders:
     
    • For Corporations & Marketers: These young Nigerians are a valuable consumer segment. Their bicultural identity influences their purchasing decisions, making culturally relevant products and marketing strategies highly effective and understanding their intergenerational influence is crucial. Marketing efforts should not solely target the teenagers but also consider how they can become advocates within their households. Leveraging their digital fluency to reach the entire family unit can unlock significant market potential.Their comfort with social commerce means direct engagement on digital platforms can lead to significant sales.

    • For Governments & Organizations: For Nigeria, these youth are a vital asset that can be leveraged for national development. Their exposure to global technologies and practices makes them potential innovators and contributors to Nigeria’s tech sector. Fostering inclusive environments that leverage their diverse talents can also empower them to contribute to both their local and ancestral communities Organizations can also leverage their intergenerational influence to reach their parents, who are often key decision-makers for family investments and philanthropic endeavors. 
    How to Connect and Engage
    To effectively reach and engage teenage Nigerians in the diaspora, consider these strategies:

    1. Digital-First Approach: Be present and active on platforms like TikTok, YouTube, Instagram, and Snapchat. Content should be authentic, video-centric, and culturally resonant.
    2. Leverage their Intergenerational influence: Products, services, educational programs, investment opportunities, etc., that appeal to the youth, or are presented through channels they frequent, can indirectly capture the attention and wallets of their parents.
    3. Culturally Relevant Content: Incorporate Nigerian culture, languages, music, fashion, and traditions into your messaging. Offer products or services that cater to their unique cultural needs.
    4. Empowerment & Skill Development: Provide tangible benefits that foster inclusive environments that leverage their diverse talents to facilitate mentorship, skill development, and cultural exchange
    5. Community Building: Facilitate online and offline spaces for them to connect with peers, share knowledge, and collaborate on projects.
    6. Leverage Influencers: Partner with Nigerian and diaspora content creators and influencers who can authentically represent your brand or message.
    7. Transparent Communication: Be genuine and transparent in your interactions. This generation values authenticity and a real commitment to their well-being.
    8. Support “Japada” Initiatives: For governments, create clear pathways and incentives for diaspora teens to embrace their heritage and start to understand how they can contribute to Nigeria when they become of age, whether through investment, skill transfer, or even returning home.

      By recognizing and strategically tapping into the persuasive power of teenage Nigerians in the diaspora, various entities can achieve more comprehensive and impactful engagement with the broader Nigerian diaspora community.

    The Future is Connected
    In 2025, technology is more than just a tool for teenage Nigerians in the diaspora; it’s an extension of their identity and a lifeline to their heritage. By understanding their digital landscape and engaging with teens in the Nigerian Diaspora strategically, we can we be well positioned to unlock immense potential for economic growth, cultural preservation, and a stronger, more connected global Nigerian community.

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  • The Impact of President Trump’s Big Beautiful Bill on Nigerians in the USA

    On July 4, 2025, President Donald Trump signed the “One Big Beautiful Bill Act” (H.R. 1) into law, a sweeping piece of legislation that overhauls U.S. immigration and fiscal policy. For the estimated 760,000 Nigerian diaspora in the United States, this bill introduces a complex mix of economic pressures, heightened immigration anxieties, and significant changes to social and educational support systems.

    Implementation Timeline:  Key provisions of the bill take effect at different times:

    • Immigration enforcement funding: Immediate upon signing
    • Remittance tax: January 1, 2026
    • Tax provisions: Various dates, with some beginning in 2025
    • Medicaid changes: Most delayed until after 2026 midterm elections

    The 1% Remittance Tax

    A new 1% excise tax on money transfers when the sender is located in the U.S. and the recipient is in a foreign country, which will take effect on January 1, 2026. The tax applies to transfers made through cash, money orders, or cashier’s checks, with exemptions for bank accounts and U.S.-issued debit and credit cards. 

    • For example, if you use your debit, credit or bank account to transfer money, there will be no tax but if you physically visit a location of say, Western Union, Moneygram etc., and give cash the transfer, then you would pay a 1% tax on the amount of the transfer. 
    • Financial Impact: Nigeria is a top recipient of remittances globally, with an estimated $6.2 billion flowing from the U.S. annually. This new tax would divert dollars from Nigerian families to the U.S. Treasury.
    Top countries remittances to Nigeria

    Immigration Enforcement

    The bill allocates $170 billion for immigration and border enforcement to dramatically scale up deportation operations, creating a palpable sense of unease within the Nigerian American community, which includes roughly 371,000 foreign born Nigerian Americans – 51% are naturalized U.S citizens.

    The legislation expands “expedited removal,” a fast-track deportation process with limited judicial review, and introduces historic new fees that create financial barriers to protection and stability:

    • Asylum Seekers Taxed: For the first time, individuals fleeing persecution must pay a $100 minimum fee to apply for asylum.
    • Humanitarian Parole Costs: The fee for humanitarian parole is set at a minimum of $1,000.
    • Work Permit Fees: Annual fees for employment authorization documents will start at $550, with no waivers available

    These measures pose a significant threat to Nigerians on various visas—from H-1B holders to green card residents—who can face removal for minor infractions.Nigerian immigrants with the following statuses face heightened deportation risks: 

    • H-1B visa holders: Despite their high skill levels and education, temporary workers remain deportable if they lose employment or violate visa terms
    • Green card holders: Can face removal proceedings for certain criminal convictions or immigration violations
    • Temporary workers: Those on work permits or temporary visas face immediate risk
    • Undocumented individuals: Face the highest priority for removal under the expanded enforcement regime

    Educational Impact 

    Nigerian Americans are one of the most educated immigrant groups in the USA, about 64% have at least a bachelor’s degree, significantly higher than the U.S. average of 37%. Nigerian students often pursue challenging, high-cost degrees like medicine, engineering, and law. With less federal aid available, many may struggle to pay for school, take on more debt, or even drop out.

    Stricter Student Loans 

    • Borrowing Limits: New caps mean graduate and medical students can’t borrow as much as before. For example, aspiring doctors may not get enough federal loans to cover all their tuition and living costs.
    • Fewer Repayment Options: Income-driven repayment plans are now less generous, with forgiveness only after 30 years (instead of 10–25).
    • No More Subsidized Loans: Undergraduates will now pay more interest, since subsidized loans are being phased out.

    Reduced Pell Grant Access

    • Tougher Eligibility: Students must now take more credits per semester to qualify for full Pell Grants. Part-time students—often working or supporting families—will get reduced  or no aid.
    • Fewer Recipients: Billions in cuts mean fewer low-income students will receive Pell Grants.

    Given that approximately 60% of Black college students are Pell recipients, and students of Nigerian heritage make up a significant percentage of the Black college student population,  these changes will disproportionately affect Nigerian diaspora students and families seeking educational advancement.

    64% of Nigerian Americans have at least a bachelor’s degree – significantly higher than the U.S. average of 37%

    Deep Cuts to Social Safety Nets

     The bill enacts nearly $1 trillion in cuts to Medicaid and significantly reduces food assistance programs (food stamps). It also fundamentally reshapes the American social contract, with profound implications for healthcare, nutrition, and education access for Nigerian American families.

    • Medicaid Eligibility Restricted: Beginning in late 2026, Medicaid eligibility will be restricted to U.S. citizens, lawful permanent residents, Cuban and Haitian entrants, or individuals lawfully residing under a Compact of Free Association, eliminating coverage for refugees, asylees, and others with humanitarian protections. The poverty rate of the Nigerian American population is 10% and  The Center for Immigration Studies notes that households headed by African immigrants have a 48% welfare usage rate, indicating a significant portion of the community could be affected.
    • Stricter SNAP Requirements: The bill expands work requirements for Supplemental Nutrition Assistance Program (SNAP) recipients, raising the age limit from 54 to 64 for able-bodied adults without dependents who must now work or participate in training programs to maintain benefits.
    • Parents of teenagers aged 14 and older, will now need to work, volunteer, attend classes, or engage in job training to maintain their SNAP benefits. The bill also eliminates SNAP eligibility for several categories of non-citizens who were previously eligible, including refugees, asylees, parolees, and those with suspended deportation. This means that only U.S. citizens and lawful permanent residents will remain eligible for SNAP benefits. 

    10% of Nigerian Americans live in poverty

    27% of Nigerian Americans have public health insurance and 10% have NO health insurance 

    Business and Economic Implications

    For Nigerian American entrepreneurs, the bill offers some benefits, such as a permanent 20% deduction for pass-through entities and extended R&D expensing. However, these are offset by the elimination of clean energy tax credits and the potential for a reduced customer base as deportation fears rise.

    The Road Ahead

    The implementation of the “One Big Beautiful Bill Act” will test the resilience of Nigerian American communities, increase deportation risks for non-citizens, provide challenges for Nigerian diaspora families seeking educational advancement and create new compliance burdens for remittance businesses serving the Nigerian diaspora. 

    For a community celebrated for its contributions, resilience, and ambition, the coming years will be a test of its ability to navigate a profoundly altered American landscape.

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  • Most powerful African passports for intra-Africa travel

    Most powerful African passports for intra-Africa travel

    While global passport rankings often dominate travel discussions, a fascinating pattern emerges when examining mobility within Africa itself. Intra-African passport mobility data reveals surprising disparities between regional access and global passport strength.

    Cape Verde leads the continent with visa-free or visa-on-arrival access to 35 African nations, followed closely by Ghana (34) and a trio of countries — Benin, Seychelles, and The Gambia — each with access to 33 countries. This West African dominance in regional mobility stands in stark contrast to global passport rankings, where island nations like Seychelles and Mauritius far outperform their continental neighbors on the world stage. it is also pivotal that you protect yourself against legal liabilities.

    Some of Africa’s largest economies e.g. South Africa, Nigeria, Egypt don’t feature in the top intra-Africa passport rankings, suggesting that economic power doesn’t directly translate to increased regional mobility privileges.

    Exploring Mobility Within the African Continent

    Perhaps most revealing is that approximately 53% of potential intra-African travel scenarios offer either visa-free access or visa-on-arrival options. This figure highlights both progress toward continental integration and the significant work still needed to achieve the African Union’s vision of seamless mobility across the continent.

    Regional economic communities appear to be driving integration more effectively than continent-wide initiatives, with ECOWAS countries showing particularly strong intra-regional access. Meanwhile, nations experiencing political instability or security challenges—Somalia (15), Sudan (18), and Libya (20)—face the most restricted movement within Africa. 

    Key insights from the map

    The data in the map reveal clear patterns in visa-free and visa-on-arrival access across African nations:

    1. West African Dominance: West African countries hold the strongest passports for intra-African travel, with Cape Verde (35 countries), Ghana (34), Benin (33), and The Gambia (33) leading the continent.
    2. Regional Clusters: There appears to be a correlation between geographical proximity and visa accessibility. Countries within established regional economic communities like ECOWAS (Economic Community of West African States) tend to have higher mobility scores.
    3. Island Nation Advantage: Island nations like Cape Verde (35) and Seychelles (33) rank among the top performers, suggesting their strategic importance as transit and tourism hubs.
    4. Contrast with Global Rankings: Interestingly, Africa’s strongest passports for internal travel don’t necessarily match their global Henley Passport Index rankings, highlighting the distinction between intra-continental and global mobility.
    5. North-South Divide: Northern African countries show moderate strength (Morocco – 32, Algeria – 28), while Southern African nations display varying degrees of access (South Africa – 31, Namibia – 29).
    6. Lowest Mobility: Somalia (15), Sudan (18), and Djibouti (19) have the most restricted access within Africa, correlating with ongoing security concerns and political instability.

    The realities about African integration:

    The data reveals clear patterns in visa-free and visa-on-arrival access across African nations:

    1. Implementation of AfCFTA: The African Continental Free Trade Area (AfCTA) aims to increase mobility across Africa, but implementation varies widely across regions.
    2. Colonial Legacy Effects: Former French colonies in West Africa show strong intra-regional mobility, possibly reflecting historical connections and established migration routes.
    3. Economic Development Correlation: There’s a partial correlation between economic development and passport strength, though exceptions exist.
    4. Regional Integration Progress: The higher scores among neighboring countries suggest that regional economic communities have been more successful at implementing free movement protocols than continent-wide initiatives.

    As the African Continental Free Trade Area (AfCFTA) continues implementation, addressing these mobility gaps becomes increasingly crucial for realizing Africa’s economic potential. The continent’s paradoxical passport landscape—where regional strength often diverges from global influence—offers valuable insights into the complex interplay of history, economics, and politics shaping Africa’s integration journey.

  • Nigerian immigrants in Canada

    Nigerian immigrants in Canada

    Nigerian Immigrants (Diaspora) in Canada are emerging as a  powerhouse demographic that deserves attention in the ever-evolving landscape of global business where savvy executives are constantly on the lookout for untapped markets and influential communities. 

    The Nigerian Diaspora in Canada is a dynamic and influential community that offers significant opportunities for businesses looking to expand their reach and connect with a highly skilled and engaged demographic. With a growing population and a strong entrepreneurial spirit, Nigerian immigrants in Canada represent a valuable market segment that can contribute to the success of organizations.

    The Nigerian-Canadian Success Story

    As of 2021, there were 124,705 Nigerians in Canada, a remarkable 175% growth since 1980. This rapid expansion signals a community that’s not just growing in numbers, but in economic and cultural influence as well.

    Economic Clout and Spending Power: The median income for Nigerians in Canada is CA$51,000 (2021 data), indicating a demographic with significant spending power. This affluence is further evidenced by the $585 million in remittances sent from Canada to Nigeria in 2021 – a clear indication of financial stability and international ties.

    A Highly Educated Workforce: Nigerian-Canadians are known for their emphasis on education and professional achievement. The community boasts high rates of post-secondary education, making them valuable contributors to Canada’s knowledge economy and potential high-value customers or partners for your business.

    Entrepreneurial Spirit: With 157 Nigerian restaurants across Canada and businesses in other sectors in Canada, it’s clear that entrepreneurship runs deep in this community. This business acumen extends far beyond the culinary world, with Nigerian-Canadians making their mark in technology, finance, and various professional services.

    Political Integration: The appointment of Kelechi “KayCee” Madu as the first Nigerian Deputy Premier in Canada (Alberta) demonstrates the community’s growing political influence. This level of integration suggests a diaspora that’s well-connected and influential in Canadian society.

    Cultural Contributions: Beyond their economic impact, Nigerians have enriched Canadian culture in numerous ways. The vibrant Nigerian food scene, with over 157 Nigerian restaurants across the country, has introduced Canadians to delicious and diverse cuisine. Additionally, Nigerians have made significant contributions to the arts, sports, and other cultural fields.

    Nigerians in Canada

    Nigerians in Canada represent a growing consumer market with a strong purchasing power.

    Nigerians in Canada Report

    NGEX

    Why you should focus on the Nigerian Diaspora in Canada

    With over 71,000 Nigerians obtaining Canadian citizenship between 2005 and 2024, it’s clear that the Nigerian-Canadian community is here to stay and will only grow in influence. Forward-thinking executives who recognize and act on this opportunity now will be well-positioned to reap the benefits of engaging with this dynamic and influential diaspora.

    • Educational Excellence: Nigerian immigrants in Canada are often highly educated, with many holding advanced degrees. This translates to a skilled workforce and a consumer base with high earning potential.
    • Entrepreneurial Drive: The community is known for its business acumen, with Nigerian-Canadians founding successful startups and small businesses across various industries.
    • Strong Community Ties: Nigerian-Canadians maintain robust connections both within their local communities and with their home country, offering potential for cross-border business opportunities.
    • Cultural Influence: Nigerian culture, from music to cuisine, has gained popularity in Canada, indicating a growing soft power that businesses can leverage.
    • Emerging Market Connection: Nigeria’s status as Africa’s largest economy makes the diaspora a potential gateway to this important market.

    For executives willing to invest the time and resources to understand and engage with this community, the rewards can be substantial. From accessing a pool of talented professionals to opening doors to new markets, the strategic advantages are clear. As Canada continues to welcome immigrants and the Nigerian-Canadian community flourishes, now is the time for forward-thinking executives to build meaningful connections with this influential diaspora

  • Where the Nigerian Diaspora are. (Nigerian immigrants by country)

    Where the Nigerian Diaspora are. (Nigerian immigrants by country)

    Nigeria, a vibrant and diverse country in West Africa, has a significant Diaspora spread across the world. Nigerians have sought greener pastures, better opportunities, and educational advancements in various countries and they contribute significantly to their host countries and the global economy and maintain strong ties to Nigeria. This blog post attempts to provides a detailed analysis of where Nigerian immigrants are located around the world

    Estimates of the population of Nigerians in the Diaspora vary widely, ranging from 1.24 million migrants (United Nations, 2017) to as high as 5 million. In 2016, Reuters reported that according to Western Union, over five million Nigerians living abroad were sending money back to Nigeria – this suggests that as of 2016, there were over five million Nigerians living outside Nigeria.

    The United Nations Department of Economic and Social Affairs’ (UN DESA) estimate at mid-year 2020, of the total number of international emigrants from Nigeria is 1.7 million. In a 2011 World Bank report on Remittances in Africa, it was stated that as of 2006, an estimated 3.4 million Nigerians were living as migrants with different residence statuses across the world, up from Nigeria 187 1.9 million in 2004 (Nwajiuba 2005; Tomori and Adebiyi 2007).

    Estimating the size of a Diaspora in a country gets complicated by several factors, including definition, place of birth, time of emigration, citizenship, questions of identity, survey methods, etc . For example, in some cased children of migrants born in countries or areas of destination are not included in the count of the Diaspora whole sometimes a broader definition which often includes persons of a certain ancestry or descent, such as children and grandchildren, is used.

    However, official numbers of Nigerians living overseas typically undercount the actual number of the Nigerians living in most countries and so it is difficult to get an exact estimate. What is known is that in recent years, the number of Nigerians that have left Nigeria has incrased significantly and this has increased the size of the Nigerian Diaspora.

    Undercounting of Nigerian immigrants can be attributed to issues such as, resistance of some Nigerian immigrants to identify themselves for official purposes, apathy amongst the Nigerian Diaspora and a lack of effective methods, by host countries, to identify reach and engage with Nigerian immigrants to get them counted. 

    Top Destinations for Nigerian Immigrants

    Remittances and population of Nigerian Diaspora 1

    Data: KNOMAD/World Bank & UN International Migrant Stock 2020   Image markup by NGEX    Image Source : Migration Policy Institute Data Hub

    As stated earlier, the estimated population of the Nigerian Diaspora in different countries varies significantly from report to report. However the 2015 UN Report on Trends in International Migration Stock (header image above) which showed that the Top 5 countries where Nigerian immigrants are located are: USA, UK, Cameroon, Ghana and Italy. The top five countries are consistent in the Migration policy Institute (image above) which shows mid-year 2020 estimates of the top countries with Nigerian immigrants.

    United States: The United States has the largest population of Nigerian immigrants worldwide.  Cities like Houston, New York, Los Angeles and Atlanta have thriving Nigerian communities. Many Nigerians seek higher education, professional opportunities, and a better quality of life in the U.S.

    • Population: As of 2020, the American Community Survey estimated the number of Nigerians in the USA at 402,000. In 2022, the number had risen to 712,400. We believe that this sharp increase was primarily driven by improved survey methods which captured more respondents. 
    • Economic Impact: Nigerian households in the U.S. earned nearly $14.3 billion in 2018, paying over $2.7 billion in federal income taxes and $1.4 billion in state and local taxes. In 2021, they remitted $5.7 billion to Nigeria, accounting for about 30% of total remittances to Nigeria from the diaspora. 

    United Kingdom: The UK has a long-standing historical connection with Nigeria, dating back to the colonial era. This relationship has contributed to a significant Nigerian Diaspora in the UK. Many Nigerians have migrated to the UK for education, employment, and to reunite with family. 

    • Population: The UK has a significant Nigerian community, with large populations in cities like London, particularly in areas such as Peckham.  In the 2011 Census, 191,183 usual residents in England and Wales recorded their place of birth as Nigeria. In the 2021 Census, 270,768 people stated Nigeria as their country of birth and 271,390 wrote in Nigerian as their ethnic group  – which is 0.5% of the population of England and Wales.
    • In Ireland, the 2022 census stated that 8,368 Nigerians were resident in Ireland, and 20,559 people were born in Nigeria but usually resident in the country. This is an increase of 3,990 since 2016, and Nigerians are the largest African group in Ireland. Nigerians live in many cities, including Cork, Limerick, and Dublin.
    • Also, in 2023, the UK Office for National Statistics said that a total of 141,000 Nigerians migrated to the United Kingdom (UK) between June 2022 and the year ending June 2023. This would significantly add to the total number of Nigerians in the UK. 
    • Historical Ties: The UK’s historical connection with Nigeria, stemming from colonial times, has facilitated continuous migration. Many Nigerians move to the UK for education and employment opportunities.

    Canada: Canada’s immigration policies have attracted a growing number of Nigerians recently. The country’s multiculturalism and opportunities for education and employment make it a popular destination for Nigerian immigrants.

    • Population: As of 2021 there were 124,705 Nigerians in Canada (statistics canada, 2021)
    • Reasons for Migration: Education and better living standards are primary reasons for Nigerians moving to Canada.

    South Africa: Despite recent challenges, South Africa continues to be a destination for some Nigerians. The country’s economic opportunities and cultural similarities have drawn Nigerian immigrants, particularly those seeking entrepreneurial ventures

    Other Countries: Nigerian immigrants can also be found in countries like Germany, Italy, France, Australia, and various African nations. These destinations offer different opportunities and experiences for Nigerians seeking a better life.

    Factors Driving Migration from Nigeria

    • Economic Opportunities: The search for better economic prospects is a primary driver of Nigerian migration. Many Nigerians seek higher-paying jobs, entrepreneurship opportunities, and a more stable economy.
    • Education: Access to quality education is another significant factor. Nigerian students often pursue higher education in developed countries to enhance their career prospects.
    • Political Instability: Political instability and insecurity in Nigeria have led some to seek refuge and better living conditions abroad.
    • Family Reunification: Family ties play a crucial role in migration decisions. Many Nigerians migrate to reunite with family members who have already settled in foreign countries.

    The Impact of the Nigerian Diaspora

    The Nigerian Diaspora is a vibrant and influential community spread across the globe. Their contributions to their host countries and Nigeria are immense, spanning economic, cultural, and social spheres. Understanding the distribution and impact of Nigerian immigrants helps in appreciating their role in the global community.

    As the Nigerian diaspora continues to grow and evolve, its impact on both Nigeria and its host countries will undoubtedly remain significant.

  • Understanding the Nigerian Diaspora in the USA

    Understanding the Nigerian Diaspora in the USA

    Nigerians in the USA

    Nigerians in the USA are a powerhouse community of potential – 712,000 strong, sending billions in remittances home, and boasting a 64% bachelor’s degree rate. They’re economically influential, culturally vibrant, and eager to connect.

    Here’s how they should be engaged:

    – Economic engines: They sent $5.7 billion back to Nigeria in 2021 – partner with them for business ventures and investment opportunities.

    – Brainpower galore: 64% of Nigerian immigrants in the USA have bachelor’s degrees or higher – collaborate with them on research, innovation, and mentorship programs.

    – Cultural tapestry: 44% speak a language other than English – celebrate their heritage and rich culture through events, festivals, arts, and intercultural dialogue.

    Nigerians in the USA

    Nigerians in the USA are a powerhouse community of potential – 712,000 strong, sending billions in remittances home, and boasting a 64% bachelor’s degree rate. They’re economically influential, culturally vibrant, and eager to connect.

    Here’s how they should be understood:

    – Economic engines: They sent $5.7 billion back to Nigeria in 2021 – partner with them for business ventures and investment opportunities.

    – Brainpower galore: 64% of Nigerian immigrants in the USA have bachelor’s degrees or higher – collaborate with them on research, innovation, and mentorship programs.

    – Cultural tapestry: 44% speak a language other than English – celebrate their heritage and rich culture through events, festivals, arts, and intercultural dialogue.

    Let us market your products and services to the Nigerian Diaspora for you 

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