Peace of mind for your family in Nigeria.

Don't let distance compromise the health of your loved ones in Nigeria. The NEM HomeReach Health Insurance plan, for the Nigerian Diaspora, gives your loved ones access to 2,000+ top-tier hospitals in Nigeria. No hidden fees, just quality care.

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Nigerian Family

2,000+ Health Providers

Access to a vast network of Hospitals, Dentists, labs, etc. across Nigeria.

Direct Billing

We pay the providers directly, so you don't have to make any payments.

Preventive Care

Home visits, diagnostics and prescription medication delivery, etc. included.

Simple Process

Secure coverage in 3 steps

1

Choose a Plan

Select the coverage that fits your family's needs and budget using our comparison tool below.

2

Request Contact

Submit your details. An NGEX Diaspora Specialist will contact you to get started.

3

Instant Access

Once payment is confirmed, your loved ones get a Digital ID to access care at over 2,000+ hospitals & providers.

Why the Diaspora trusts HomeReach

No "Black Tax" Surprises

Pay a flat annual fee. Avoid sudden, expensive urgent care requests.

Nationwide Coverage

From Lagos to the village, our network covers all 36 states.

Comprehensive Care

Includes preventive checkups, malaria treatment, surgeries, and more.

Health Insurance form

Choose Your Coverage

Flexible plans for every family member.

Under 65 Years
65-70 Years (Senior)

Frequently Asked Questions

Can I buy a plan for my parents or loved ones if I live outside Nigeria?

Yes! HomeReach is designed specifically for the Diaspora to pay for family in Nigeria.

Can I buy a plan for myself even though I live in the Diaspora?

Yes, you can buy a plan for yourself and/or your imediate family even though you live outside Nigeria. You can use the services whenever you or your immediate family are in Nigeria.

Which hospitals or providers can they use?

We have a network of over 2,000 hospitals and providers across Nigeria. You can view the list by clicking "Providers" in the menu above.

Is there a waiting period?

Yes, standard HMO waiting periods apply for pre-existing conditions and maternity (typically 6-12 months), but accidents and general illness are covered immediately after activation.